YOUR TRUSTED FINANCIAL PARTNER IN KOLKATA

Protect Today.
Prosper Tomorrow.

At Ayarma Financial Service, we help you protect what matters most and plan confidently for the future. Based in Kolkata, we offer reliable financial solutions tailored to your needs, goals, and budget.

Your Goals. Our Guidance.

Your Future. Our Commitment.

PROTECT

What Matters

SECURE

Your Future

GROW

Your Wealth

ACHIEVE

Your Goals

Your Goals. Our Guidance.

Your Future. Our Commitment.

PROTECT

What Matters

SECURE

Your Future

ACHIEVE

Your Goals

GROW

Your Wealth

500+

Happy Clients

11 Years

Of Dedicated Trust

Expert

Financial Advisors

Tailored

Solutions for You

We don't just sell financial products, we build lasting relationships.

— AYARMA Financial Service

YOUR TRUSTED FINANCIAL PARTNER IN KOLKATA

About Ayarma Financial Service

Established in 2021, Ayarma Financial Service is a Kolkata-based financial service provider committed to helping individuals, families, and businesses make confident financial decisions. We make financial planning simple, transparent, and accessible for everyone.

Helping Families Build Confident Futures

— AYARMA Financial Service

This is the heading

At Ayarma, we believe that every customer has unique needs and financial goals. That is why we provide personalized guidance, carefully explain available options, and help our clients choose solutions suited to their requirements and budget.

Wide Range of Solutions

Life Insurance, Health Insurance, General Insurance, Loans, Mutual Funds, FDs & Bonds - all under one roof.

Trust & Relationships

With a focus on trust, service, and long-term relationships, Ayarma Financial Service continues to support customers in protecting their loved ones, managing uncertainties, fulfilling financial needs, and building a more secure future.

OUR PURPOSE

Ayarma Financial Service 

Your protection, your plans, your prosperous future.

To simplify insurance, loans, and investments through honest advice, personalized service, and continued customer support – from protection to prosperity, Ayarma stands with you.

To become a trusted financial partner for individuals and families by providing reliable guidance and complete financial solutions.

Services

Our Services

01/
Life Insurance

Life Insurance

  • Term Insurance High Life Cover at an affordable premium - Family Protection & Income Replacement.
  • Savings / Endowment Plan Life Cover + Long-term Savings - For Future Financial Goals.
  • Money Back Plan Periodic Payouts + Life Cover - For Regular Financial Needs.
  • Guaranteed Return Plan Life Cover + Predictable/Guaranteed Benefits* - For Financial Certainty.
  • ULIP Life Cover + Market-linked Investment - For Long-term Wealth Creation.
  • Child Future Plan Financial Protection + Savings - For Child's Education & Future Goals.
  • Pension / Annuity Plan Retirement Corpus + Regular Income - For a Financially Secure Retirement.
Term Insurance Savings/Endowment Money Back Guaranteed Return ULIP Child Future Plan Pension/Annuity
02/
Health Insurance

Health Insurance

Individual Family Floater Senior Citizen Group/Corporate Critical Illness Top-Up Accident Maternity
03/
General Insurance

General Insurance

Private Vehicle Commercial Vehicle Misc Vehicle Fire & Burglary
04/
Mutual Funds

Mutual Funds

SIP Lump Sum STP SWP
05/
FD & Bonds

FD & Bonds

Corporate FD RBI Bond Capital Gain Bond Pvt. Bond Govt. Bond
06/
Loan Solutions

Loan Solutions

Personal Business/MSME Home LAP CC/OD Balance Transfer Education Car/Vehicle

Founder 

Rajesh Karmakar

Built on Vision. Driven by Purpose.

I started Ayarma Financial Service in 2021, with a simple dream – to make financial guidance feel personal, trustworthy, and meaningful. With 11 years of experience in the financial field, I am committed to helping people make confident decisions for a better future.

Why Ayarma

Why Choose Us

Trusted financial solutions tailored to your needs, with expert guidance every step of the way.

Trusted Financial Solutions

Reliable solutions designed around your financial needs and long-term goals.

Multiple Services Under One Roof

Access Insurance, Mutual Funds, Loans, and other wealth management services in one place.

Expert Guidance

Get professional, licensed support to make better and more confident financial decisions.

Customer-Focused Approach

We work to deeply understand your context and suggest highly suitable, personalized options.

Simple & Transparent Process

Experience straightforward, clear, and completely hassle-free setup and monitoring.

Long-Term Relationship

We believe in building lasting relationships to guide you through every milestone of life.

Ayarma Financial Services — Your trusted partner for a better financial future.

Client Stories

What Our Clients Say

Get In Touch

We're Just One
Message Away.

Ayarma Financial Service offers transparent, personalized guidance to individuals, families, and businesses — helping you navigate insurance, investments, and loans with confidence.

Our Services

Life Insurance

Health Insurance

General Insurance

Loans

Mutual Funds

FDs

Bonds